Credit Card Companies Pulling Back Credit Offers to American Households: Those Zero Percent Offers have now Turned into 30% Offers with Annual Fees. Banks have over $2 Trillion in Excess Reserves yet are unable to Offer a Decent Credit Card Rate.

http://www.mybudget360.com/credit-card-companies-pulling-back-credit-offers-to-american-households-those-zero-percent-offers-have-now-turned-into-30-offers-with-annual-fees-banks-have-over-2-trillion-in-excess-reserves-yet/